If you're like most people, you can probably use a little extra money. We all have big plans for ourselves, family, home, etc. Unfortunately, most big plans involve big money. Thus, most people have to place their plans on hold until they make extra money. There are many reasons why we need or want to make extra money. Some people simply enjoy making money, and want to maintain a comfortable lifestyle. On the other hand, some persons experience serious financial problems and can use every dime or nickel.

Here are the three top reasons why we need to make extra money.

1. Create a Cushion: Life happens, and if you don't prepare for the unexpected, you might not have enough cash to handle emergencies. For example, you could lose your job, injury your back, or suffer a illness.

2. Pay off Debts: Eliminate unnecessary debts and save money each month. This might include credit cards, medical bills, taxes, etc. You'll simplify your life and get rid of a few headaches.

3. Increase Your Choices: Do you find yourself always making a choice between dinner and a movie? Wouldn't it be nice to do both without breaking the bank? Many people look for ways to make extra money just so they can enjoy a few of life's luxuries. Take a vacation, buy a new outfit, or splurge on an electronic item.